Money & Funding

Do You Actually Need a Business Bank Account?

If you're freelancing, running a small side business, or just starting out as a sole proprietor, this question comes up fast. You've got money coming in, and it's landing in your personal checking account alongside your rent payments and grocery runs. At some point someone – an accountant, a business forum, a well-meaning friend – tells you that you need a business bank account. But do you actually? And if so, when?